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What is GAP Insurance and Why You Need to Have It

It’s a great day! You finally got a brand-new car you have worked so hard for. Not a week after you drove it off the lot, you were in a car accident and your brand-new car was totaled. The insurance company sends you a check that will not cover the cost of a replacement vehicle of the same year, make and model. Now what? That’s where gap insurance comes in. Gap

What Not To Do After A Car Accident

Car accidents happen every day on local and national roadways, whether it is a fender bender or a serious collision. During the moments right after a car accident, there’s a chance you might not be fully aware of what to do and what not to do at the scene of an accident. Here are a few things you do not want to do after a car accident. Do Not Wait to

After an Accident, Can an Attorney Contact Me?

Being involved in an accident is a very stressful and trying time, especially for the injured victims. Seeking legal counsel after suffering injuries due to a car accident is a good idea as they will help organize details of your accident and guide you through the legal claims process. Car Accident Attorney: Direct Contact with Potential Clients While we recommend that victims contact a car accident attorney following an accident, it is a violation

Why Car Insurance is Important for Cyclists

It may seem obvious that if you are riding your bicycle and get hit by a passing vehicle and they have insurance, it will step in and cover your injuries. However, there are two scenarios where your car insurance will protect you. First, if you are involved in a hit and run while riding your bicycle. Second, if the driver that hits you on your bicycle is uninsured. In either

Electric Shock Drowning Liability

Recently, the news has shared multiple stories in Ohio and Michigan about people losing their lives to electric shock drowning. With summer in full swing, it’s important to raise awareness of this very preventable danger to keep your family safe while having fun. What is Electric Shock Drowning Electric shock drowning (ESD) is a cause of death that occurs when swimmers are exposed to electric currents, usually low-level AC currents in most

Liability for Swimming Pool Accidents

Summer is the season to beat the heat. Many Ohioans either have a private swimming pool on their property, know a friend or family member who does or swims at their local public pool. As fun as swimming is, pool owners need to be aware that it comes with extremely important responsibilities. In Ohio, homeowners can be found liable for injuries that occur on their property which includes accidents in

5 Things to Consider When Hiring a Personal Injury Attorney

In the aftermath of being injured in a car accident, making the right decision of choosing the personal injury attorney to represent you can be intimidating and overwhelming. Hiring the wrong lawyer could cause you to be injured twice. Make sure the lawyer spends most of his time handling car accident cases. There are hundreds of specific areas of law and they are all different and it is impossible for any

5 Things You Need to Know if You Are Injured in a Car Accident

Being involved in a car accident is a very trying time and with every accident being unique depending on the specific situation, there are 5 main things to know about your claim. Seek needed medical attention This seems obvious, but there are many accident victims out there that will wait to seek needed medical treatment for days and even weeks after their car accident. Waiting to seek medical attention can significantly impact

Settling the Property Damage Portion of Your Car Crash Claim

Under Ohio law, there are essentially two claims to any car accident against the at-fault driver’s insurance company.   First is the property damage claim which involves damage to your vehicle.   The second claim is the personal injury claim.  You can settle the property damage claim and it will have no adverse affect on your injury claim. Always keep in mind that at the end of the day, the insurance company is

Recorded Statements and Insurance Companies

When you are involved in a car crash, you oftentimes have to deal with two automobile insurance companies:  your insurance company and the driver at fault’s insurance company. There are several differences in regard to whether to give a sworn statement or an interview, regarding the crash. No matter what, always remember that insurance companies and insurance adjusters are not you r friends.   Their first interest is their company’s bottom line.  Before you