Why Car Insurance is Important for Cyclists
It may seem obvious that if you are riding your bicycle and get hit by a passing vehicle and they have insurance, it will step in and cover your injuries. However, there are two scenarios where your car insurance will protect you. First, if you are involved in a hit and run while riding your bicycle. Second, if the driver that hits you on your bicycle is uninsured. In either scenario, your car insurance will step in and cover your injuries. However, in both instances, you must have purchased uninsured motorist coverage.
When most people think of car insurance, they think of a car accident involving two vehicles. But, a lot of people don’t realize your car insurance covers you whether you’re in a car or not. Your car insurance can help cover the first level of your medical bills.
What to do if you’re in a hit-and-run situation
First things first, make sure you get medical attention immediately. Then it is crucial to file a police report as often insurance companies will require one. Also, if you are able, see if there are any witnesses. Also, hire a personal injury attorney to represent you. This will allow your case to be more deeply investigate and document instances before, during and after the crash that proves you were not at fault.
What can cyclists do to protect themselves?
There is always an inherent danger when you’re cycling on a road you share with vehicles. One way to help protect yourself is a go-pro camera. A helmet camera can help determine fault in an accident involving a bicycle and a vehicle.
If you have been injured in a cycling accident involving a vehicle, don’t sign or say anything. Contact a personal injury lawyer to discuss your case. Attorney Charles V. Contrada will explain your legal options, guide you through the process.
To speak to attorney Charles V. Contrada about a car accident in Ohio or Michigan, call 419.841.4400. Charles has helped thousands of individuals with car accident claims and will explain the legal options that are available to you. Call Contrada & Associates for comprehensive legal guidance that will help you to receive the most favorable outcome.