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It’s a great day! You finally got a brand-new car you have worked so hard for. Not a week after you drove it off the lot, you were in a car accident and your brand-new car was totaled. The insurance company sends you a check that will not cover the cost of a replacement vehicle of the same year, make and model. Now what? That’s where gap insurance comes in. Gap

It may seem obvious that if you are riding your bicycle and get hit by a passing vehicle and they have insurance, it will step in and cover your injuries. However, there are two scenarios where your car insurance will protect you. First, if you are involved in a hit and run while riding your bicycle. Second, if the driver that hits you on your bicycle is uninsured. In either

When you are involved in a car crash, you oftentimes have to deal with two automobile insurance companies:  your insurance company and the driver at fault’s insurance company. There are several differences in regard to whether to give a sworn statement or an interview, regarding the crash. No matter what, always remember that insurance companies and insurance adjusters are not you r friends.   Their first interest is their company’s bottom line.  Before you