Uber is a ride sharing service that connects riders to drivers through the use of an app. Uber is not a taxi. The service is praised by users due to its low cost (nearly half the price of taxis) and its convenience.
Uber is available in over 200 cities, including the Toledo area. Since it is a rather new concept for many, it may cause confusion as to what someone is to do if they are involved in a car accident while using the service.
Injured in Accident While Taking Uber
If you were the passenger in an uber car when it was involved in an accident, then you would be covered under uber’s insurance policy. As the uber website states, from the time that a driver accepts a trip request from a rider within the uber app, through the completion of the ride, the driver has $1 million of coverage for driver liability.
Uber also provides $1 million of coverage for uninsured and underinsured motorists. This means that if another driver causes the accident with the uber car and that driver does not have insurance to cover the injuries sustained, the passenger will be able to seek compensation through uber’s coverage.
The easiest way to protect yourself is to have uninsured/underinsured motorist coverage. While it is great to know that the ridesharing company has the insurance coverage to help injured passengers in the event of an accident, the best advice that we can still give to an injured car accident victim is to always contact a personal injury lawyer. Before speaking to an insurance adjuster about the accident or starting the claim process, it is imperative to receive the guidance of a lawyer. A personal injury lawyer will work on your behalf to ensure that you ultimately receive the most favorable settlement for the injuries sustained in the uber car accident.
Only time will tell if uber insurance company deals with claims in a timely manner and gives injured victims the compensation that they deserve. Our personal injury lawyers advise that the single safety way to protect yourself is to have your own personal uninsured/underinsured motorist cover in the highest amount you can afford.
To speak to a personal injury lawyer regarding an uber car accident in the Toledo area, call Contrada & Associates at 419.841.4400. Our car accident lawyers can explain the steps that you should take in receiving compensation for the injuries that you’ve sustained in an uber car.